Ashraf Reda is a career banker who has acquired his expertise and profound knowledge within the last 22 years in international banking in Asia, Africa and Europe, whereby he served in Oman, Qatar, Hong Kong, Spain, South Africa and UK. His responsibilities included credit, market risk, quality as well as audit and risk management. The latest position he was holding was as the chief risk officer for Citigroup-Commercial bank in Egypt, one of the most prestigious banks in the world. In addition to offering a fluency in English, Spanish and Arabic, he has communication skills in French and Italian. Furthermore adding to his international experience in his educational career is his study time in Cyprus and London. He studied business and management in Cyprus then professional banking and finance with the chartered institute of bankers in England.